When you're seriously hurt in an auto accident that is not your fault, you deserve to be fairly compensated for medical bills, lost wages, and pain and suffering. Unfortunately, insurance companies are not in the business of giving out more money than they think they have to, so it can be a challenge to get a fair settlement. Take the following steps to ensure that you get the settlement that you are entitled to when you're injured in a car crash that you were not at fault for:

Stay On Top of Your Medical Care

When you're seriously injured in an auto accident, you will most likely receive initial treatment at a hospital. Upon your release, it is important to follow up with you family doctor or any specialist that you have been told to see. In addition to helping you recover, going to all scheduled medical appointments and carefully following your doctor's treatment instructions can help you get a fair settlement. Make sure that you collect your medical records from the hospital and any doctors you see, as well as any x-rays or other images that may have been taken, as they will all serve as evidence in your claim.

Immediately Hire a Lawyer

If you're serious about getting the best insurance settlement possible, it is imperative that you hire a personal injury lawyer who specializes in car accidents. An experienced lawyer will know how to build your case and negotiate fiercely on your behalf. Personal injury lawyers deal with insurance companies all of the time, so they understand the whole settlement process and know how to get the settlement that their clients deserve. Don't let lawyer's fees worry you-- in most cases a personal injury lawyer will be paid a percentage of the settlement you receive, so you don't have to pay anything upfront.

Don't Speak to the Other Driver's Insurance Company

Shortly after the accident, you will most likely be contacted by the other driver's insurance company. They will probably ask you to give a verbal or written statement about the events leading up to the accident and the accident itself. It is in your best interest to not speak to the insurance company, as it is possible for your words to get twisted around and used against you. When you are contacted by the insurance company, politely refer them to your lawyer-- he or she can provide the information that they need.

For more information and legal advice, talk with personal injury lawyers in your area, such as those at Kiernan Personal Injury Attorneys PA.